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Funeral Plans

Planning Ahead with Confidence

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Planning a Funeral with Us

Whether you’re arranging something simple or more traditional, we’re here to ensure the day reflects your wishes with care and attention.

We understand how personal a funeral can be. Some families want to be involved in every detail, others prefer to leave it in experienced hands. However you’d like to approach it, we’ll guide you gently through the process and support you every step of the way.

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Why We Recommend Golden Charter

We partner with Golden Charter, one of the UK’s leading funeral plan providers, to offer you a reliable and flexible way to plan ahead.

• Over 30 years of experience in the funeral planning sector

• Trusted by almost 3,000 independent funeral directors across the UK

• Proudly owned by the people who understand families best – local funeral directors

Choosing a Golden Charter plan through Garner’s means your arrangements are in experienced hands, and your family won’t face unexpected decisions or costs at an already difficult time.

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The Benefits of a Pre-Paid Funeral Plan

A funeral plan allows you to:

• Arrange the funeral you want in advance

• Fix the cost of our services at today’s prices

• Help your family avoid stress and uncertainty later on

You can choose from a range of plans, tailored to suit your preferences and your budget. Payment options are flexible too – from a one-off payment to monthly instalments spread over 12 months to 30 years (depending on your age).

Our team will be happy to talk through your options and explain what’s included. Together, we can create a plan that reflects your wishes, values, and any specific requests you may have.

Funeral Requirements

A funeral plan is an easy way to arrange the funeral you want in advance. A plan allows you to specify your wishes and pay for the funeral director’s services included in your plan. As customers often tell us, that can bring peace of mind to you and your family. A plan from Golden Charter also includes an allowance towards third party costs. These are essential, non-funeral director services such as the cremation or burial fees, plus the minister or officiant’s fee to perform the service. The value of the allowance included in your plan may grow over time. There will only be more to pay at the time of the funeral if the third party costs exceed the allowance when you buy your plan, or if the costs increase by more than the growth of your plan.

At Garner's, we work in partnership with Golden Charter to provide you with a simple way to plan ahead. As one of the UK’s largest funeral plan providers*, Golden Charter has helped nearly 1 million people to plan ahead**, so we’re completely confident in offering their plans to you.

Everyone has different needs when it comes to funeral planning, so we make sure the plans we offer are as flexible as possible. When you get in touch, we’ll be happy to discuss your funeral requirements and tailor a plan to suit you. Rest assured a plan from Golden Charter is available to all UK residents, regardless of age or state of health.

Would you like to know more information about how a Golden Charter funeral plan could work for you? We can provide you with all of the information you need to make an informed decision for you and your family, so get in touch today!

*Based on a Golden Charter analysis and independent research of the funeral plan market size as at December 2024.

**Correct at September 2024.

Garner's is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN:965279).

Should a Funeral Director have a Legal Entity name which is different from their trading name, the Legal Entity name must be mentioned in the disclosure as follows:

Garner's Funeral Service Ltd trading as Garner's is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN:965279).

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